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VA Refinance Mortgage Loan

The VA loan program offers more flexibility than conventional loan programs or FHA loans.  If you are looking to lower your monthly payments, pay off credit debts, pay off your mortgage faster or complete new home improvements, then the VA refinance loan is for you.

VA Streamline Refinance Loans (IRRL)

The VA Streamline loan is the quickest and easiest underwriting process for VA refinance.  No appraisal, no tax returns, no income statements and no credit requirements are an example of why the VA Streamline loan is the best refinance loan in the country.  This is a great loan if you are looking to lower your monthly payments.

VA Debt Consolidation Loan

If you have expensive credit card debt, doing a VA Debt Consolidation loan could be for you.  The VA allows you to refinance to pay off your other debts up to 100% the value of your appraisal. 
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VA Cash-Out Loans

Many of our Veteran clients have been paying down their mortgage for many years and have created equity in their home.  If you are looking to pull some of that equity out to pay off a car or other debt, then the VA Cash-Out loan could be for you.

VA Home Improvement Loan

If you have home improvements that you have been wanting to get started on, then a VA Home Improvement loan might be a good option for you.  Pull cash out through a refinance to upgrade or repair your home.

VA Energy Efficiency Mortgage (EEM)

Energy efficiency is something that can save you money right away. Improvements like solar panels, new windows, and new insulation can lower your monthly utility bills. The VA EEM can get a veteran up to $6,000 to go towards energy-efficient upgrades in their home. 
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We are required by law to list the following licensing information.
Omni-Fund, Inc., is licensed as: NMLS No.4869; Arizona Broker Licensee 0908804; California Bureau of Real Estate number 01430833; CO. Division of Real Estate, GA. Dept. Of Banking GRMA #23092; FL. Office of Financial Regulation #MBB0707710; Dept. of Banking in the Common Wealth of PA #49654; IL Residential Mortgage Licensee  #NB6761085; FL office of Financial Regulation # MLD361; NC Commissioner of Banks #L-163487. Washington lic. # MB4869
Corporate office located at 26395 Jefferson Ave. #E, Murrieta Ca. 92562.
Rates and terms subject to change. This is not a commitment to lend. All righs reserved. Some products may not be available in all states. Omi-Fund, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government.  http://www.nmlsconsumeraccess.org/ 
If you have any questions or comments regarding this offer please email to JK@omni-fund.com. 

​Figure: 7 TAC §80.200(b)
"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."